Considering Tanning Alternatives

South Florida residents should feel proud of being able to sunbathe in December. After all, this is why we live in Florida. However, in recent times we have seen a huge spike in the number of skin cancer cases associated with sunbathing. This has also given birth to an entire array of alternatives to sunbathing including but not limited to spray tanning and self-tanners solutions.

The numbers of Miami spray tanning salons is on the rise for a reason. Sunbathing especially in Florida and throughout the Caribbean is quite dangerous for those with pail and fair skin. One of the reasons is our closeness to the equator where the sun is closers to the earth. In the 1970s the tanning bed industry step in and promoted tanning salons using tanning beds as an alternative to sunbathing. During this time even in places like South Florida the number of Miami tanning salons boomed. Since then the FDA has published several warnings in regards to this practice.

Today South Floridians have several options when it comes to tanning. This ranges from self- tanning solutions, sometimes called bronzers to specialized spray tanning salons in Miami. For those who are more health conscious some of Miami's best tanning salons are now offering organic formulations.

Many companies including Bronze BioLOGIC are now offering airbrush tanning solutions that are made out of 100% organic ingredients. In many locations at no extra cost you can opt for one of these health-conscious formulations that offer no preservative and chemical free ingredients. However, like with any new trendy products or service not all spray tanning salons are created equal. You may have to try a few different places before you find a provider a formulation that matches your complexion and skin type.

Airbrush or spray tanning is a perfect example of how an educated consumer creates healthier choices about the products they consume. While the spray tanning industry still in an infant state, meaning there is not enough data or studies, many are hoping that this new alternative to tanning has an impact on the number of skin cancer cases as a result of sunbathing.

What is Personal Injury Protection (PIP) Insurance?

Florida requires everyone who drives to carry Personal Injury Protection (PIP) Insurance. The Florida legislature has also made several changes in Personal Injury Protection (PIP) law that many people are not aware of! The new changes to the legislation are due to take effect on January 1, 2013 and were passed with the intent to insurance fraud but the reality is that all it has accomplish is a rate hike and diminished coverage according to many personal injury attorneys in Miami. One of the major changes to the law is the 14 day time limitation to seeking medical attention.

Many consumer groups also claim that the changes to the PIP law has reality hurt multiple non-insurance groups including some medical providers and especially injured motorists.

So What is Personal Injury Protection (PIP) Insurance?

According to a Boca Raton CarAccident Attorney PIP Insurance is also known as Florida No Fault Insurance and it was designed to provide you with insurance coverage, regardless of who is at fault in the accident. PIP insurance will also cover your children, members of your household, and passengers who don’t have their own PIP insurance, provided that they do not own a vehicle.

Passengers in your vehicle who carry PIP will receive coverage for their medical treatment under their own PIP policies. Your PIP insurance will also cover your children in the event that they are injured while riding on a school bus. PIP insurance coverage also protects you while you are in someone else’s vehicle, as a pedestrian, or bicyclist if you are injured in a motor vehicle accident.

The Florida Motor Vehicle No Fault Law, requires all motor vehicle owners to carry a minimum of $10,000.00 of Personal Injury Protection (PIP) and $10,000.00 of property damage liability (PDL) if you own a motor vehicle in Florida. Florida law requires that you maintain PIP/PDL insurance continuously throughout the licensing and registration period. As simple as this sound is actually a very complicated piece of legislation that was heavily lobbied by the insurance industry. This is why on every other commercial on TV they tell you if involve in an accident call 911 and then call an experience Florida personal injury attorney!

The insurance companies are not in the business of paying claim, as a matter of fact the minute you are involve in an accident their legal team is going to start working on your case and figure out how can they settle it for the least amount of money. Insurance companies hire nothing but top layer to represent them and so should you! If involved in an accident consider hiring a seasoned personal injury attorney with litigation experience.